Fee-only · No commissions · Hyderabad
Money, made meaningful
Two partners, one promise: work you pay for directly, so it only ever serves you. A tax & compliance practice you can use today — and fee-only financial planning that opens once we are registered with SEBI.
What we do
Three things, done properly.
One is open today. Two open when our SEBI registration is granted. All three under one roof, so nothing falls between the cracks.
Tax & compliance
Income-tax returns, advance tax, GST, bookkeeping, annual accounts and business registrations — filed right, on time, with documents to back every figure.
See services On SEBI registrationFinancial planning
Goals, emergency fund, insurance cover, cash flow, asset allocation and retirement — one written plan, reviewed every quarter. Fee-only. Not offered until we are registered.
How it works On SEBI registrationModel portfolio
A quarterly-rebalanced stock portfolio researched on twenty years of Indian market data. You would execute in your own account; we never touch your money. Not offered until we are registered.
Learn moreWhy fee-only
When the work is the product, the work gets better.
Most "free" financial advice in India is paid for by commissions on the products you are sold. We are built the other way round: you pay us a transparent fee, and nobody else pays us anything — for tax work today, and for planning once we are registered.
- No commissions, no distribution income, no referral fees.
- Every filing and every figure backed by a document.
- Fixed fees, quoted in writing before we start.
- A partner who picks up the phone.
In one line
You are the only one who pays us.
That is the whole incentive. Fee details are shared on the intro call — book one.
How it works
From first call to work you can rely on.
Intro call
20 minutes, free. We listen, explain how we work and answer your questions. No pitch.
Scope & fee
A clear piece of work and a fixed fee, in writing, before anything starts.
The work
We prepare; you see every number and approve before anything is filed.
Ongoing
Due dates tracked, tax season handled, and a partner to call when life changes.
Free tools
Start with a number, not a sales call.
Simple, accurate calculators for the questions everyone asks. No sign-up, no email capture.
How much do I need to retire?
Your retirement corpus after inflation, and the step-up SIP to start with today.
Retirement calculatorOld or new tax regime?
FY 2026-27 slabs, rebate, surcharge and cess — see which regime is cheaper for you.
Tax regime calculatorWhat will my SIP grow to?
Growth, step-up SIPs, and the SIP you need for any goal after inflation.
SIP & goal calculatorThe partners
Two people, two specialisms, one firm.
Co-founder · Investments & Research
Abhishek Sambangi
Leads investment research, the planning methodology and the firm's technology. Over a decade across investing and engineering: family-office investing in Hyderabad since 2023, four years as an investment analyst with a Chennai investment firm, and earlier roles in financial services and engineering simulation. Alumnus of IIT Madras and IIM Ranchi, with a corporate-finance exchange term at Audencia, France; CFA charterholder; has cleared the NISM Series X-A, X-B and XV examinations.
Co-founder · Tax & Compliance
Sunil Kumar Palika
Leads the tax and compliance practice — income-tax filings, GST, bookkeeping and business registrations — and looks after client relationships and the firm's operations. Has run finance and accounts for companies in Hyderabad and, earlier, in Tanzania, after training with a chartered accountancy firm. He completed the ICAI chartered accountancy qualification in 2022; his ICAI membership is not currently active and he does not practise as a Chartered Accountant.
LinkedInCommon questions
Straight answers.
What does "fee-only" mean?
Are you registered with SEBI?
Do you manage my money or trade on my behalf?
Who do you work with?
How do you charge?
Where are you based?
Ready when you are.
A free 20-minute call to see if we are a fit. No documents needed, no obligation.